This month it’s a birthday.
Next month a vacation.
After that a car repair.
Then an anniversary.
Valentine’s Day, Mother’s Day, Christmas, new tires, property taxes, car wrecks, Emergency Room visits.
Every month.
Something.
As in, “We were doin’ fine but sumthin came up.”
And always just when you think you are getting ahead.
It’s at least $200 a month, but can be $1000 or two.
And we always say, “Well if we didn’t have “SOMETHING” this month then we would have been OK.
The “Sumthins” are a real big root cause of the Chronic Debt Cycle. We spend all our money and have to break out the credit card for sumthin. One thing turns into two sumthins and pretty soon you have more sumthins than Willy Wonka has Oompa Loompa’s. Little things running around causing big trouble.
There is a little sum’n sum’n that can fix the “sumthins”– it’s called — “Never again will SOMETHING be a suprise.” There are no surprises in personal finance. Only lack of planning.